Genki Insurance: Deductible or Not — Save up to €576 a Year

"Genki insurance (https://t.me/itrealtor/810): (https://t.me/itrealtor/810) with a deductible or without? I received an update on my insurance. The price without a deductible has gone up. Without a deductible: €105 per month With a €50 deductible: €57 per month A deductible means you pay the first €50 for each claim, and the rest is covered by the insurer. Let’s calculate: the difference is almost €48 per month, or about €576 per year. Examples: • 1 claim per year → savings of €576; • 2 claims → savings of €476; • 5 claims → savings of €326; • only if you visit a doctor 12+ times a year is it better to go without a deductible. 👉 For most of us (if you’re not sick every month), the deductible option is actually almost twice as cheap."